/* Pivot Pay Inc — McKinsey-inspired layout */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&family=Source+Serif+4:ital,opsz,wght@0,8..60,400;0,8..60,600;0,8..60,700;1,8..60,400&display=swap');

:root {
  --navy: #051C2C;
  --navy-mid: #003A70;
  --blue: #0066CC;
  --blue-light: #E8F1FA;
  --white: #ffffff;
  --gray-50: #F7F7F7;
  --gray-100: #EFEFEF;
  --gray-200: #DDDDDD;
  --gray-400: #999999;
  --gray-600: #666666;
  --gray-800: #333333;
  --text: #1A1A1A;
  --font: 'Inter', system-ui, sans-serif;
  --serif: 'Source Serif 4', Georgia, serif;
  --max: 1120px;
  --wide: 1280px;
  --radius: 0;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: var(--font); font-size: 16px; line-height: 1.6; color: var(--text); background: var(--white); }
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }

/* Utility bar */
.pp-utility { background: var(--navy); color: rgba(255,255,255,0.75); font-size: 12px; padding: 8px 24px; }
.pp-utility-inner { max-width: var(--wide); margin: 0 auto; display: flex; justify-content: flex-end; gap: 20px; }
.pp-utility a { color: rgba(255,255,255,0.85); font-weight: 500; }
.pp-utility a:hover { color: var(--white); text-decoration: underline; }

/* Header */
.pp-header { background: var(--white); border-bottom: 1px solid var(--gray-200); position: sticky; top: 0; z-index: 500; }
.pp-header-inner { max-width: var(--wide); margin: 0 auto; padding: 0 24px; height: 64px; display: flex; align-items: center; gap: 8px; }
.pp-logo { font-family: var(--serif); font-size: 1.35rem; font-weight: 700; color: var(--navy); letter-spacing: -0.02em; flex-shrink: 0; }
.pp-logo span { font-weight: 400; color: var(--gray-600); font-family: var(--font); font-size: 0.85rem; margin-left: 6px; }

.pp-nav { display: flex; align-items: center; margin-left: 32px; flex: 1; gap: 4px; }
.pp-nav > li { position: relative; }
.pp-nav > li > a, .pp-nav > li > span.nav-label {
  display: block; padding: 8px 14px; font-size: 14px; font-weight: 500; color: var(--gray-800); cursor: pointer;
}
.pp-nav > li > a:hover, .pp-nav > li:hover > span.nav-label, .pp-nav > li > a.active { color: var(--blue); }
.pp-dropdown {
  position: absolute; top: 100%; left: 0; min-width: 240px;
  background: var(--white); border: 1px solid var(--gray-200); box-shadow: 0 8px 32px rgba(5,28,44,0.12);
  padding: 8px 0; opacity: 0; visibility: hidden; transform: translateY(4px); transition: all 0.18s; z-index: 200;
}
.pp-nav > li:hover .pp-dropdown { opacity: 1; visibility: visible; transform: none; }
.pp-dropdown a { display: block; padding: 10px 20px; font-size: 14px; color: var(--gray-800); }
.pp-dropdown a:hover { background: var(--blue-light); color: var(--navy); }

.pp-header-right { display: flex; align-items: center; gap: 12px; margin-left: auto; }
.pp-search { border: none; border-bottom: 1px solid var(--gray-200); padding: 6px 8px; font-size: 13px; width: 140px; font-family: var(--font); background: transparent; }
.pp-search:focus { outline: none; border-bottom-color: var(--blue); }
.pp-btn { display: inline-flex; align-items: center; padding: 10px 20px; font-size: 13px; font-weight: 600; font-family: var(--font); border: none; cursor: pointer; transition: all 0.15s; }
.pp-btn-navy { background: var(--navy); color: var(--white) !important; }
.pp-btn-navy:hover { background: var(--navy-mid); }
.pp-btn-outline { background: transparent; color: var(--navy) !important; border: 1px solid var(--navy); }
.pp-btn-outline:hover { background: var(--gray-50); }
.pp-btn-blue { background: var(--blue); color: var(--white) !important; }
.pp-btn-blue:hover { background: var(--navy-mid); }
.pp-menu-btn { display: none; background: none; border: none; font-size: 22px; cursor: pointer; color: var(--navy); padding: 8px; margin-left: auto; }

/* Hero featured */
.pp-hero { background: var(--navy); color: var(--white); }
.pp-hero-grid { max-width: var(--wide); margin: 0 auto; display: grid; grid-template-columns: 1.2fr 1fr; min-height: 520px; }
.pp-hero-main { padding: 64px 48px 64px 24px; display: flex; flex-direction: column; justify-content: center; border-right: 1px solid rgba(255,255,255,0.1); }
.pp-hero-main .tag { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: rgba(255,255,255,0.6); margin-bottom: 16px; }
.pp-hero-main h1 { font-family: var(--serif); font-size: clamp(1.85rem, 3.5vw, 2.75rem); font-weight: 700; line-height: 1.2; margin-bottom: 20px; }
.pp-hero-main p { font-size: 16px; line-height: 1.75; opacity: 0.88; max-width: 520px; margin-bottom: 28px; }
.pp-hero-side { display: grid; grid-template-rows: 1fr 1fr; }
.pp-hero-card { position: relative; overflow: hidden; display: flex; flex-direction: column; justify-content: flex-end; padding: 28px; color: var(--white); border-bottom: 1px solid rgba(255,255,255,0.1); }
.pp-hero-card:last-child { border-bottom: none; border-left: 1px solid rgba(255,255,255,0.1); }
.pp-hero-card-bg { position: absolute; inset: 0; background-size: cover; background-position: center; background-repeat: no-repeat; filter: grayscale(35%) brightness(0.55); }
.pp-hero-card-bg::after { content: ''; position: absolute; inset: 0; background: linear-gradient(135deg, rgba(5,28,44,0.78), rgba(0,58,112,0.55)); }
.pp-bg-operations { background-image: url('../images/photo-hero-insight.jpg'); }
.pp-bg-organization { background-image: url('../images/photo-hero-approach.jpg'); }
.pp-hero-card-content { position: relative; z-index: 1; }
.pp-hero-card .tag { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; opacity: 0.7; margin-bottom: 8px; }
.pp-hero-card h2 { font-family: var(--serif); font-size: 1.15rem; font-weight: 600; line-height: 1.35; }
.pp-hero-card:hover h2 { text-decoration: underline; }

/* Sections */
.pp-section { padding: 72px 24px; }
.pp-section-gray { background: var(--gray-50); }
.pp-section-navy { background: var(--navy); color: var(--white); }
.pp-inner { max-width: var(--wide); margin: 0 auto; }
.pp-eyebrow { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.12em; color: var(--gray-400); margin-bottom: 12px; }
.pp-h2 { font-family: var(--serif); font-size: clamp(1.5rem, 2.8vw, 2rem); font-weight: 700; line-height: 1.25; color: var(--navy); margin-bottom: 16px; }
.pp-h2.white { color: var(--white); }
.pp-lead { font-size: 17px; color: var(--gray-600); line-height: 1.75; max-width: 720px; margin-bottom: 40px; }

/* Insight cards */
.pp-insight-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.pp-insight-card { display: block; color: inherit; group: hover; }
.pp-insight-card:hover .pp-insight-title { color: var(--blue); }
.pp-insight-img { aspect-ratio: 16/10; overflow: hidden; background: var(--navy); margin-bottom: 16px; }
.pp-insight-img img { width: 100%; height: 100%; object-fit: cover; display: block; transition: transform 0.35s ease; filter: grayscale(15%) saturate(0.9); }
.pp-insight-card:hover .pp-insight-img img { transform: scale(1.03); filter: grayscale(0%) saturate(1); }
.pp-insight-tag { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: var(--blue); margin-bottom: 8px; }
.pp-insight-title { font-family: var(--serif); font-size: 1.2rem; font-weight: 600; line-height: 1.35; color: var(--navy); transition: color 0.15s; margin-bottom: 8px; }
.pp-insight-excerpt { font-size: 14px; color: var(--gray-600); line-height: 1.6; }
.pp-insight-date { font-size: 12px; color: var(--gray-400); margin-top: 10px; }

/* Capabilities */
.pp-cap-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1px; background: var(--gray-200); border: 1px solid var(--gray-200); }
.pp-cap-item { background: var(--white); padding: 36px 32px; display: block; color: inherit; transition: background 0.15s; }
.pp-cap-item:hover { background: var(--blue-light); }
.pp-cap-item:hover h3 { color: var(--blue); }
.pp-cap-item h3 { font-family: var(--serif); font-size: 1.25rem; font-weight: 700; color: var(--navy); margin-bottom: 10px; transition: color 0.15s; }
.pp-cap-item p { font-size: 14px; color: var(--gray-600); line-height: 1.65; margin-bottom: 14px; }
.pp-cap-link { font-size: 13px; font-weight: 600; color: var(--blue); }
.pp-cap-link:hover { text-decoration: underline; }

/* Split feature */
.pp-split { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.pp-split-img { aspect-ratio: 4/3; overflow: hidden; background: var(--gray-100); border: 1px solid var(--gray-200); }
.pp-split-img img { width: 100%; height: 100%; object-fit: cover; display: block; filter: grayscale(20%) saturate(0.92); }
.pp-split h2 { font-family: var(--serif); font-size: clamp(1.4rem, 2.5vw, 1.85rem); font-weight: 700; color: var(--navy); margin-bottom: 16px; line-height: 1.3; }
.pp-split p { font-size: 16px; color: var(--gray-600); line-height: 1.75; margin-bottom: 14px; }

/* Principles */
.pp-principles { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.pp-principle { border-top: 3px solid var(--navy); padding-top: 20px; }
.pp-principle strong { display: block; font-family: var(--serif); font-size: 1.05rem; color: var(--navy); margin-bottom: 8px; }
.pp-principle span { font-size: 14px; color: var(--gray-600); line-height: 1.6; }

/* Stats modest */
.pp-stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; padding-top: 48px; border-top: 1px solid var(--gray-200); margin-top: 48px; }
.pp-stat-num { font-family: var(--serif); font-size: 2.5rem; font-weight: 700; color: var(--navy); line-height: 1; margin-bottom: 8px; }
.pp-stat-label { font-size: 14px; color: var(--gray-600); line-height: 1.45; }

/* Industries list */
.pp-industry-list { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.pp-industry-item { padding: 24px 0; border-top: 1px solid rgba(255,255,255,0.2); }
.pp-industry-item h3 { font-family: var(--serif); font-size: 1rem; font-weight: 600; margin-bottom: 8px; }
.pp-industry-item p { font-size: 13px; opacity: 0.75; line-height: 1.55; }

/* Page hero */
.pp-page-hero { background: var(--gray-50); padding: 48px 24px 40px; border-bottom: 1px solid var(--gray-200); }
.pp-page-hero-inner { max-width: var(--wide); margin: 0 auto; }
.pp-breadcrumb { font-size: 13px; color: var(--gray-400); margin-bottom: 20px; }
.pp-breadcrumb a:hover { color: var(--blue); }
.pp-page-hero h1 { font-family: var(--serif); font-size: clamp(1.85rem, 3.5vw, 2.5rem); font-weight: 700; color: var(--navy); line-height: 1.2; max-width: 720px; }
.pp-page-hero p { font-size: 17px; color: var(--gray-600); max-width: 640px; margin-top: 14px; line-height: 1.65; }

/* Content */
.pp-content { max-width: var(--max); margin: 0 auto; padding: 56px 24px 80px; }
.pp-content h2 { font-family: var(--serif); font-size: 1.35rem; font-weight: 700; color: var(--navy); margin: 32px 0 12px; }
.pp-content p { color: var(--gray-600); margin-bottom: 14px; line-height: 1.75; }
.pp-content ul { margin: 0 0 16px 20px; color: var(--gray-600); line-height: 1.75; }
.pp-content a { color: var(--blue); font-weight: 500; }
.pp-notice { background: var(--blue-light); border-left: 4px solid var(--navy); padding: 16px 20px; margin: 24px 0; font-size: 14px; color: var(--gray-800); line-height: 1.65; }
.pp-table { width: 100%; border-collapse: collapse; border: 1px solid var(--gray-200); margin: 20px 0; font-size: 14px; }
.pp-table th, .pp-table td { padding: 12px 16px; text-align: left; border-bottom: 1px solid var(--gray-200); }
.pp-table th { background: var(--gray-50); width: 200px; font-weight: 600; color: var(--navy); }

.pp-two-col { display: grid; grid-template-columns: 220px 1fr; gap: 48px; max-width: var(--max); margin: 0 auto; padding: 48px 24px 80px; }
.pp-side-nav { position: sticky; top: 88px; align-self: start; }
.pp-side-nav h4 { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: var(--gray-400); margin-bottom: 12px; }
.pp-side-nav a { display: block; padding: 10px 0; font-size: 14px; font-weight: 500; color: var(--gray-800); border-bottom: 1px solid var(--gray-100); }
.pp-side-nav a:hover, .pp-side-nav a.active { color: var(--blue); }

.pp-contact-split { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; }
.pp-form { background: var(--gray-50); border: 1px solid var(--gray-200); padding: 32px; }
.pp-form h3 { font-family: var(--serif); font-size: 1.2rem; margin-bottom: 20px; color: var(--navy); }
.pp-field { margin-bottom: 16px; }
.pp-field label { display: block; font-size: 13px; font-weight: 600; margin-bottom: 6px; color: var(--gray-800); }
.pp-field input, .pp-field select, .pp-field textarea { width: 100%; padding: 11px 14px; border: 1px solid var(--gray-200); font-family: var(--font); font-size: 15px; background: var(--white); }
.pp-field textarea { min-height: 130px; resize: vertical; }
.pp-field input:focus, .pp-field select:focus, .pp-field textarea:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 2px var(--blue-light); }
.pp-info-block { margin-bottom: 20px; }
.pp-info-block strong { display: block; font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.06em; color: var(--gray-400); margin-bottom: 4px; }

/* CTA band */
.pp-cta { background: var(--navy); color: var(--white); text-align: center; padding: 72px 24px; }
.pp-cta h2 { font-family: var(--serif); font-size: clamp(1.4rem, 2.5vw, 1.9rem); margin-bottom: 14px; }
.pp-cta p { opacity: 0.85; max-width: 520px; margin: 0 auto 28px; font-size: 16px; line-height: 1.65; }

/* Newsletter */
.pp-newsletter { background: var(--navy-mid); color: var(--white); padding: 48px 24px; }
.pp-newsletter-inner { max-width: var(--wide); margin: 0 auto; display: flex; justify-content: space-between; align-items: center; gap: 32px; flex-wrap: wrap; }
.pp-newsletter h3 { font-family: var(--serif); font-size: 1.25rem; font-weight: 600; }
.pp-newsletter p { font-size: 14px; opacity: 0.8; margin-top: 6px; }

/* Footer */
.pp-footer { background: var(--navy); color: rgba(255,255,255,0.65); padding: 56px 24px 28px; }
.pp-footer-top { max-width: var(--wide); margin: 0 auto; display: grid; grid-template-columns: 1.2fr 2fr; gap: 48px; padding-bottom: 40px; border-bottom: 1px solid rgba(255,255,255,0.12); margin-bottom: 32px; }
.pp-footer-brand .pp-logo { color: var(--white); margin-bottom: 16px; display: inline-block; }
.pp-footer-brand .pp-logo span { color: rgba(255,255,255,0.5); }
.pp-footer-brand p { font-size: 14px; line-height: 1.75; margin-bottom: 6px; }
.pp-footer-brand a { color: rgba(255,255,255,0.85); }
.pp-footer-cols { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.pp-footer-col h4 { font-size: 12px; font-weight: 700; color: var(--white); margin-bottom: 14px; text-transform: uppercase; letter-spacing: 0.06em; }
.pp-footer-col li { margin-bottom: 8px; }
.pp-footer-col a { font-size: 14px; color: rgba(255,255,255,0.55); }
.pp-footer-col a:hover { color: var(--white); }
.pp-footer-legal { max-width: var(--wide); margin: 0 auto 20px; font-size: 12px; color: rgba(255,255,255,0.35); line-height: 1.7; }
.pp-footer-bottom { max-width: var(--wide); margin: 0 auto; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px; font-size: 13px; color: rgba(255,255,255,0.4); }
.pp-footer-bottom a { color: rgba(255,255,255,0.4); margin-left: 16px; }
.pp-footer-bottom a:hover { color: var(--white); }

@media (max-width: 1024px) {
  .pp-hero-grid, .pp-split, .pp-contact-split, .pp-two-col { grid-template-columns: 1fr; }
  .pp-hero-main { border-right: none; border-bottom: 1px solid rgba(255,255,255,0.1); padding: 48px 24px; }
  .pp-hero-side { grid-template-columns: 1fr 1fr; grid-template-rows: auto; }
  .pp-hero-card:last-child { border-left: none; }
  .pp-insight-grid, .pp-principles { grid-template-columns: 1fr 1fr; }
  .pp-cap-grid { grid-template-columns: 1fr; }
  .pp-industry-list { grid-template-columns: 1fr 1fr; }
  .pp-footer-top { grid-template-columns: 1fr; }
  .pp-footer-cols { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 768px) {
  .pp-nav, .pp-search, .pp-header-right .pp-btn-outline { display: none; }
  .pp-nav.open { display: flex; flex-direction: column; position: absolute; top: 64px; left: 0; right: 0; background: var(--white); border-bottom: 1px solid var(--gray-200); padding: 16px 24px 24px; box-shadow: 0 8px 24px rgba(0,0,0,0.08); align-items: stretch; z-index: 400; }
  .pp-nav.open > li { width: 100%; }
  .pp-dropdown { position: static; opacity: 1; visibility: visible; transform: none; box-shadow: none; border: none; padding-left: 12px; display: none; }
  .pp-nav.open > li:hover .pp-dropdown, .pp-nav.open > li:focus-within .pp-dropdown { display: block; }
  .pp-menu-btn { display: block; }
  .pp-hero-side { grid-template-columns: 1fr; }
  .pp-insight-grid, .pp-principles, .pp-stats, .pp-industry-list { grid-template-columns: 1fr; }
  .pp-footer-cols { grid-template-columns: 1fr; }
  .pp-utility { display: none; }
}